Open House Tue, Sep 22nd 05:00 PM - 06:00 PM - Price Reduction - Waterfront
Address
904 Cottage Row Lane, Cedar Falls, IA
Price
$ 320,000
Property Attributes
  • MLS#20263623
  • TypeSingle Family
  • Listing Status ACTIVE
  • CountyBLACK HAWK
  • CityCedar Falls
  • AreaBlack Hawk
  • NeighborhoodAUDITOR BARNES PLAT NO 7
  • Zip50613
  • Style1 Story
  • Year Built1945
  • Taxes$ 4268
  • Price$ 320,000
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage1430
  • Lot Size0.48 Acres
Data Source:
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID
Property Description

Set along the river in Cedar Falls, this raised-ranch home offers a rare combination of peaceful scenery, thoughtful updates, and exceptional garage space. Stepping inside reveals an open floor plan designed for comfortable daily living, with several skylights bringing natural light into the main gathering areas and creating a bright, welcoming atmosphere. The 1,430-square-foot interior includes three bedrooms and two bathrooms, along with updates that make the home ready to enjoy from day one. New flooring and fresh paint give the living spaces a clean, cohesive feel, while the renovated bathrooms and new appliances add modern convenience. A gas fireplace anchors the living area, offering a comfortable place to gather on cool evenings while maintaining an easy connection between the kitchen, dining, and relaxation spaces. The bedrooms are arranged across the home to provide flexibility for family, guests, an office, or hobbies. The master bedroom serves as a comfortable retreat, while the additional rooms offer practical space that can adapt as your needs change. Outside, the half-acre lot extends toward the river, creating a setting that feels removed from the everyday while remaining close to Cedar Falls amenities. The deck overlooks the water and offers a natural place for morning coffee, outdoor meals, or quiet evenings watching the landscape change with the seasons. The nearby bike trail is only steps away, and Black Hawk Park is close enough to make walking, biking, fishing, and time outdoors part of your regular routine. Storage, workshop, and parking options are another standout feature. The property includes a detached two-stall garage, an additional one-stall garage, and a complete lower-level garage beneath the home. The under-house garage is insulated and climate controlled, making it especially useful for vehicles, equipment, projects, or year-round workspace. With river frontage, multiple updates, versatile garage facilities, and direct access to some of the area’s best outdoor recreation, this home offers a lifestyle that is both practical and restorative. Experience the setting, the views, and the flexibility this distinctive Cedar Falls property provides.

Elementary School Middle School High School
North Cedar Elementary Holmes Junior High Cedar Falls High
Price History
8/5/2026 Listed $360,000
9/16/2026 12$320,000

General Features

Sewer Septic Tank
Heating Forced Air,Propane
Cooling Ceiling Fan(s),Central Air
Roof Asphalt
Appliances Appliances Negotiable,Dishwasher,Dryer,Free-Standing Range,Sump Pump,Refrigerator,Hood Fan,Washer,Gas Water Heater,Water Softener Owned
Zoning R-1
Construction Materials Aluminum Siding
Year Built 1945
Property Subtype Single Family Residence
Assoc Fee Paid Per N/A
County Black Hawk
Property Type Residential
Subdivision Name AUDITOR BARNES PLAT NO 7
Full Baths 2
Status ACTIVE
High School Cedar Falls High
City Cedar Falls
Lot Size Square Feet 21060
Carport Spaces 3
Elementary School North Cedar Elementary
Tax Annual Amount 4268
Middle/Junior High School Holmes Junior High
Additional Parcels Y/N No
Virtual Tour https://vimeo.com/1215885621?fl=tl&fe=ec
Tax Assessed Value 284420

Interior Features

Interior Amenities Ceiling Fan(s),Ceiling Fan/Light,Pantry
Basement Concrete,Entrance-Outside,Unfinished
Fireplace Features One,Gas,Living Room
Laundry Features 1st Floor,Electric Dryer Hookup,Laundry Room
Total Bedrooms 3
Total Baths 2

Exterior Features

Exterior Amenities Dock,Fishing,Outbuildings
Parking Features RV Access/Parking,Attached Garage,Detached Garage,Garage Door Opener,Heated Garage,Oversized,Workshop in Garage
Lot Features Landscaped,River Front,Waterfront
Water Source Private Well
Lot Dimensions 134x180x100x180
Lot Size Acres 0.48
Road Surface Type Gravel
Road Frontage Type Gravel

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 50613

Price
AVG $470K
$320K
Taxes
AVG $4,997
$4,268
Year Built
AVG 1986
1945
Visits
AVG 48
18
Data Provided by Inside Real Estate®

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